Silverflow and Hypergate have launched an integrated payment infrastructure solution designed to support acquirers, payment providers, and modern financial institutions. The joint system connects merchant configurations directly to core processing networks through a unified interface.
Integrated Payment Infrastructure Capabilities
The combined offering provides tools across the entire transaction cycle. Businesses can manage authorisations, recurring billing, partial captures, refunds, chargebacks, and tokenisation from a single console. This integrated payment infrastructure allows organisations to handle merchant onboarding rapidly using automated two-way configuration synchronisation.
Furthermore, technical teams can set processing limits, manage webhook alerts, and configure terminal identification numbers. By consolidating these functions into one place, companies reduce the operational complexity that typically slows down high-volume economy operations.
Architecture and Network Direct Connectivity
Silverflow provides a direct single-API connection to card networks. This setup lifts first-payment approval rates by up to 8% through network tokenisation and real-time processing diagnostics. Meanwhile, Hypergate supplies configurable routing, cascading, and transaction orchestration tools.
“The payments industry has reached a point where organisations can no longer afford to be slowed down by fragmented infrastructure and complex integrations. Every additional manual process adds time, cost and operational risk.”
Robert Kraal, Co-founder of Silverflow
The joint architecture relies on cloud-native technology to replace older legacy systems. Consequently, payment businesses can scale transaction volume without maintaining separate codebases for each payment rail through apps and developer interfaces.
Compliance and Operational Controls
Meeting regulatory standards is another core focus of the platform. Hypergate operates under PCI DSS Level 1 compliance and provides documentation ready for the Digital Operational Resilience Act (DORA). The setup includes strict uptime service agreements alongside cybersecurity monitoring tools.
“Our goal has always been to remove the technical barriers that slow payment businesses down. Working closely with Silverflow allows us to offer customers an integrated solution that combines rapid deployment with enterprise-grade security, compliance and operational flexibility.”
Mikhail Goryachkin, COO of Hypergate
Adoption Across Financial Service Providers
Several financial institutions and e-money firms have already deployed the integrated payment infrastructure, including Guru Pay, Fairmay, Finsei, and Exepay. Representatives from these companies noted that the platform provides clear pricing models, dispute management dashboards, and direct network connectivity to run daily financial services efficiently.
